2023/2024 Cost of Attendance
Tuition, Fees, Housing and Food for Mitchell College Students
2023/2024
Direct Costs: Charges that are assessed and billed by the Bursar’s Office based on a student’s enrollment, housing status and and fees for services.
Tuition: $36,050
Housing & Food: $15,540
Fees: $3,000
Per credit fee over 18 credits per semester: $750
Breakage Deposit: $250
(All full-time students are required to provide a one-time breakage deposit upon enrollment. Breakage deposits are held until a student graduates or withdraws, at which time deductions from this deposit will be used to satisfy outstanding damage assessments, fines, parking tickets, or other costs billed to a student account before being refunded to the student.)
Premium Housing (additional per semester)
Montauk Apartments: $750 per semester
Mariner Hall: $650 per semester
Single Room: $1,530 per semester
Health Insurance: All full time students are required to have health insurance. If a student is already covered, the health insurance fee can be waived. Otherwise there will be a $2,646 Health Insurance expense incurred.
Indirect Costs: Estimated expenses to help you and your family plan for the overall cost of attendance. These costs are not part of your billed expenses and will vary based on individual situations.
Books & Supplies: $1,200
Transportation: $1,400
Miscellaneous: $1,300
Direct Loan Fees: $76
(if applicable)
Tuition and Fees for Mitchell College Commuter Students
2023/2024
Direct Costs: Charges that are assessed and billed by the Bursar’s Office based on a student’s enrollment, housing status and any fees for services.
Tuition: $36,050
Fees: $3,000
Per credit fee over 18 credits per semester: $750
Health Insurance: All full-time students are required to have health insurance. If a student is already covered, the health insurance fee can be waived. Otherwise, there will be a $2,646 Health Insurance expense incurred.
Indirect Costs: Estimated expenses to help you and your family plan for the overall cost of attendance. These costs are not part of your billed expenses and will vary based on individual situations.
- Books & Supplies: $1,200
- Transportation: $1,400
- Miscellaneous: $650
- Direct Loan Fees: $76 (if applicable)
- Housing & Food:
- $9,690 – Dependent Students (per FAFSA)
- $15,540 – Independent Students (per FAFSA)
Tuition and Fees for Part-time Mitchell College Students
2023/2024
Direct Costs: Charges that are assessed and billed by the Bursar’s Office based on a student’s enrollment, housing status and and fees for services.
Part-time tuition (9, 10 or 11 credits): $12,500 per semester
Part-time tuition (less than 9 credits): $750 per credit hour
Science lab fee: $50 per lab (non-matriculating students)
Computer lab fee: $50 per lab (non-matriculating students)
Indirect Costs: Estimated expenses to help you and your family plan for the overall cost of attendance. These costs are not part of your billed expenses and will vary based on individual situations.
| 3/4 | 1/2 | Less than 1/2 | |
| Books & Supplies | $900 | $600 | $300 |
| Transportation | $1,050 | $700 | $700 |
| Housing & Food | $7,268 | $4,844 | $4,844 |
| Miscellaneous | $488 | $324 | $0 |
| Direct Loan Fees (if applicable) | $76 | $76 | $0 |
Tuition and Fees for Students Enrolled in the Degree Completion Program
2023/2024
One-Time Enrollment fee: $250
Per Credit Fee (Maximum 6 Credits Per Session): $500
Learn more at https://mitchell.edu/academic-programs/professional-studies/.
Tuition and Fees for Students Enrolled in MiniMester Program
2023/2024
Learn more about MiniMester pricing, registration, and course offerings here: https://mitchell.edu/minimesters/.
Fees for Mitchell College Students Using the Bentsen Learning Center
2023/2024
Comprehensive Strategic Learning: $4,385 per semester
Enhanced Strategic Learning: $2,940 per semester
Transitional Strategic Learning: $1,495 per semester
Learn more at mitchell.edu/academic-support
Fees For Mitchell College Students Enrolled in the Mystic Program
Tuition and Fees for Students Enrolled in Thames at Mitchell College
Learn more at Thames Student Financial Services
Tuition Protection Plan
What happens when your student’s education is disrupted by an unexpected injury or illness? Depending on the timing of the withdrawal, you may not be eligible to receive a refund of all of your tuition and fees.
The Tuition Protection Insurance Plan helps students and their families overcome the financial losses that may result from events which force students to withdraw from the semester due to a covered medical reason. Helping families get the most out of your Mitchell College experience is always our top priority. That’s why we’ve partnered with GradGuard™ to make the Tuition Insurance Plan available to our families.
This coverage strengthens and broadens the scope of our existing refund policy by ensuring reimbursement for tuition, housing and other payments if a student withdraws for any covered medical reason at any time during the semester.
Please remember the deadline to enroll is the day before classes begin each semester.
Learn more at GradGuard.com or 877-794-6603
Student Health Insurance
All full-time students are required to maintain adequate health insurance, either under your own private plan or under the Student Health Insurance Plan sponsored by the College. All full-time, new and returning students must each year visit www.gallagherstudent.com/Mitchell to enroll in a plan or sign a waiver if you choose to maintain medical coverage in a plan other than the College-sponsored plan. For 2023/2024, students who do not complete the waiver by the deadline of September 15, 2023, will automatically be enrolled in the College-sponsored health insurance plan and billed accordingly.
Financial Responsibility Agreement
All new incoming students are required to sign and submit the Financial Responsibility Agreement Form which may be viewed here.
Payment Options
Online Payment Options
Mitchell College is committed to providing a range of payment options to accommodate the preferences and financial circumstances of families. Payments can be submitted by credit card, debit card or ACH* payment. Offering several options permits our families to have choices that meet their needs.
It is highly encouraged that students submit payment online through their student portal. While in their portal, students can view their balance, anticipated financial aid, and billing statement(s). Credit card, debit card, and ACH are all accepted as payment methods.
Online payments can also be made at the following link: https://mitchell.diamondmindinc.com/.
Payment by ACH can be made without any fee assessed. Payments made by credit card or debit card will be assessed a convenience fee by Diamond Mind, Inc. We welcome your payment by Master Card®, VISA®, American Express® and Discover®.
If you have any questions, please email bursar@mitchell.edu or call 860-701-5061.
* ACH is the Automated Clearing House system which will process this kind of payment
Off-Line Payment Options
Cash and check payments can be made in person at the Montauk House.
If mailing a check, please use the below address:
Mitchell College
Attn Bursar
437 Pequot Avenue
New London, CT 06320
To ensure payments get posted to the correct account, please include student name and student ID number in the check memo.
Students will be charged a $35 returned check fee if any payment made by check is returned to Mitchell College by the bank for any reason.
If you have any questions, please contact the Bursar’s Office at: 860-701-5061 or bursar@mitchell.edu.
OFFICE HOURS:
Monday: 9:00am–3:00pm
Tuesday: 12:00–6:00pm
Wednesday: 9:00am–3:00pm
Thursday: 9:00am–3:00pm
Friday: 9:00am–3:00pm
Student Account Payment Plans
Mitchell College offers a 10 deferred payment plan which may be applied to the balance remaining after all financial aid is disbursed.
To use the deferred payment plan, you must fill out a Payment Plan Enrollment Form. Contact the Business Office at 860-701-5061 or bursar@mitchell.edu for a copy and with questions.
Payment Deadlines
Spring
If you are a new undergraduate student or a continuing student, your payment is due by January 1, 2024, for the spring 2024 semester. Payments must be received (5:00 p.m. EDT) on the day of the deadline. Any inquiries regarding amounts due must be resolved by contacting bursar@mitchell.edu prior to the deadline.
If payment is not received by January 1st, 2024, a late fee of $150 will apply. If payment is received after January 15, 2024, an additional late fee of $150 will apply. Total spring semester late fees = $300.
If payment plan arrangements are in place, a fee of $50 per month will be assessed for any months in which the payments are late. A fee of $35 will be assessed for any returned checks.
Students assigned to on-campus College housing must make payment and settle their student accounts before they will be allowed to pick up their residence keys, move into their assigned residence, or be allowed access into on-campus residences.
Financial Aid Alert
Recent changes to the Free Application for Federal Student Aid have delayed the transmittal of FAFSA applications to the college until March. We anticipate assigning financial aid packages and issuing offer notifications to students by the end of April. Our financial aid staff are available and prepared to answer any questions or concerns that students, faculty or staff may have about this information or the financial aid process.
Financial Aid Checklist
Create Your FSA ID
An FSA ID is a username and password you create on Studentaid.gov. The FSA ID confirms your identity and provides you with access to some federal websites. It will also act as your electronic signature on some federal forms such as the FAFSA.
Complete the Free FAFSA Application
Complete your application for Federal Student Aid (FAFSA) at https://studentaid.gov/h/apply-for-aid/fafsa. Mitchell College School Code is 001393.
Review the Student Aid Report (SAR)
Review and make any necessary corrections to the SAR. The SAR is the same information you entered onto the FAFSA.
Financial Aid Office
The Mitchell College Financial Aid Office may contact you via telephone or e-mail; please respond to any requests as soon as possible.
Questions
Contact the Financial Aid Office with any questions regarding affordability:
Michele Sinusas
860-701-5011
Sinusas_m@mitchell.edu
Kristen Mercado
860-701-5057
Mercado_k@mitchell.edu
Elise Kauffman
860-701-5142
Kauffman_e@mitchell.edu
Financial Aid Offer
Sign and return your Financial Aid Offer letter.
Master Promissory Note (MPN) and Entrance Counseling
Students accepting a Direct Loan Stafford Subsidized or Unsubsidized student loan for the first time at Mitchell College will need to complete a Master Promissory Note (MPN) and an Entrance Counseling. Both can be completed at Studentaid.gov.
Check Your Status
You may check the status of your account and set up a payment plan by contacting the Bursar’s Office at 860-701-5061 or bursar@mitchell.edu.
Financial Aid Alert
Recent changes to the Free Application for Federal Student Aid have delayed the transmittal of FAFSA applications to the college until March. We anticipate assigning financial aid packages and issuing offer notifications to students by the end of April. Our financial aid staff are available and prepared to answer any questions or concerns that students, faculty or staff may have about this information or the financial aid process.
Types of Financial Aid
Financial Aid comes in many forms. Here at Mitchell College, we participate in aid programs that come from federal, state and institutional sources. Listed below are many of the types of aid that are available. Your financial aid package may contain any of these types or a combination of them.
Federal Pell Grant
Federal Pell Grant is a gift award that does not have to be repaid. To qualify you must demonstrate exceptional need and be an undergraduate student enrolled in an eligible degree or certificate program. Federal law limits the amount students can receive in Federal Pell Grant.
Federal Supplemental Educational Opportunity Grant (FSEOG)
An FSEOG does not require repayment and is based on financial need as defined by the FAFSA. If you are awarded the Federal Pell Grant, you will receive first priority consideration for FSEOG. Awards range from $200 – $4,000 per academic year, depending upon college funding levels.
Federal Work-Study Program (FWS)
The Work-Study Program is a federally funded program allowing qualified students to earn a portion of their financial aid award by working. To qualify you must demonstrate financial need as defined by the FAFSA form. Work-study opportunities are available at various departments on campus. To be hired, a student must complete an interview process. The Federal Work-Study Program provides students with great work experience!
The Roberta B. Willis Scholarship
This is a grant for Connecticut residents who are pursuing higher education at a private Connecticut institution. There are many other types of programs for state of Connecticut residents. Visit the State of Connecticut’s Department of Higher Education’s web site at www.ctohe.org for more information.
Vermont State Grant
This is a grant for Vermont residents who are pursuing higher education. The Vermont Department of Education determines eligibility for this award. Funding is contingent upon state appropriations.
Each year, Mitchell College awards need and merit institutional aid to many of our students.
Institutional Need Based Aid
Need based aid is determined by the information provided on the FAFSA form. There is no separate Mitchell College application form required.
Academic Scholarships
No separate application is required to be considered for these scholarships. All students new to Mitchell College will be considered for academic scholarships as part of the admissions process.
First-Time Students
First-time student scholarships are awarded at the time of admission based on a holistic review of the student’s application, which include accomplishments in and outside the classroom and the high school transcript. Scholarships are renewed provided satisfactory academic progress is maintained.
Richard P. Saunders President Scholarship – honors the first President of Mitchell College and his commitment to the New London community. His work with Mayor Waldo E. Clarke to establish Mitchell College originally as a private junior college was revolutionary as most junior colleges at the time were associated with secondary schools or “normal schools” (teacher colleges). This award recognizes a student’s accomplishments and commitments in the classroom and the community.
Alfred Mitchell Bingham Scholarship – commemorates the grandson of Mitchell College’s namesake. Mitchell believed in the right of education for all people and sought to establish Mitchell College as place where all could be educated. He served as the Chairman of the Board of Trustees and was instrumental in getting the Mitchell family to give the entire estate to what is now Mitchell College. This award recognizes a student’s leadership.
Annie Tiffany Mitchell Scholarship – recognizes the matriarch of the Mitchell family who was the wife of Alfred Mitchell and daughter of Tiffany Company founder, Charles L. Tiffany. Believing that the estate should honor the natural landscape, she is responsible for placement of the Umbrella House and Mitchell Hall (originally Sunflower Cottage) which both take in vistas of the Thames River. This scholarship recognizes a student’s contribution to their community.
Nathan Hale Award – pays homage to Connecticut’s most famous revolutionary war hero. Hale was not only a patriot, but an educator in New London, CT, and his statue on the Mitchell College lawn is a focal point for campus activities. This award recognizes a student’s potential contributions to the Mitchell College community.
Transfer Students
Mitchell College Transfer Scholarships and Grants range between $8,000 and $14,000. These awards are based on a student’s prior college academic performance.
Sibling Scholarship
A Sibling Scholarship is given to any student attending Mitchell College who also has a sibling in attendance. A 2.0 GPA must be maintained.
For further information about scholarships, contact Mitchell College Office of Admissions at 800-443-2811
In cases where a student’s need cannot be met with other types of financial aid, a Federal Direct Loan may be recommended. These loans enable a student to borrow funds to finance their educational expenses. These are loans that must be paid back and are paid back according to a payment schedule arranged by the federal government. All federal loans require the completion of a Master Promissory Note which is usually good for 10 years. First time student borrowers at Mitchell College must complete Loan Entrance Counseling before their loan proceeds can be disbursed.
Federal Direct Loan
Subsidized Loans
This program makes low interest loans available to dependent and independent students. To qualify for the Subsidized Loan, you must demonstrate financial need. The government pays the interest on this loan while the student is enrolled in school at least half-time.
Unsubsidized Loans
This program makes low interest loans available to dependent and independent students. Funding is also available for those students who do not qualify for a maximum Subsidized Loan. Eligibility is not based on family income and borrowers are responsible for all interest that accrues from the date of disbursement.
Federal Parent Loan (PLUS)
A loan that allows parents of dependent students to borrow up to the entire cost of their child’s education minus other financial aid awarded. A simple credit check is required to determine eligibility. Parents can apply for a Parent PLUS Loan at https://studentaid.gov/plus-app/parent/landing.
Important to Note:
- In order to receive Federal Student Loans the student needs to be enrolled for a minimum of 6 credits.
- Master Promissory Notes for PLUS Loans (parent loans) and Direct Loans (student loans) are valid for 10 years in most cases.
- The proceeds from PLUS and Direct Loans are received by the College in two disbursements.
- Usually, PLUS Loans enter repayment sixty days after the second disbursement unless you opt to defer your payments while your student is enrolled in college.
- Subsidized and Unsubsidized Direct Loans enter repayment for principal and interest approximately six months after leaving school or falling below six credits.
- Interest on an Unsubsidized Direct Loan starts accruing to the student’s loan balance after the first disbursement.
- The federal government pays the interest on the Subsidized Direct Loan while the student is enrolled at least half-time.
- The denial of a PLUS loan is required for a student to receive additional Unsubsidized Direct Loan eligibility unless the student is an independent student as defined by the FAFSA.
Generally, alternative loans should only be considered after all federal options have been exhausted.
Review the following website for further information:
Forms & Instructions
The fax number has changed to 860-701-5090.
2023/2024 Forms:
- Asset Information Worksheet – Parent
- Asset Information Worksheet – Student
- Custom Verification Worksheet
- Dependency Override Form
- Dependent – Aggregate Verification Worksheet
- Dependent – Standard Verification Worksheet
- Independent – Aggregate Verification Worksheet
- Independent – Standard Verification Worksheet
- IRS Verification of Non Filer
- Parent PLUS Loan Request Form
- Professional Judgment Form
- Total Permanent Disability Form
- TPD Physician Certification
Instructions:
- Alternative/Private Student Loan
- Direct Loan Exit Counseling
- DL Stafford Loan Entrance Counseling
- DL Stafford Loan Master Promissory Note
- FAFSA
- How to Create your FSA ID Video
- How to Fill Out the FAFSA – Video
- FAFSA Signature Required
- IRS Tax Return Transcript
- How to Order an IRS Verification of Non-filing Letter
- Parent PLUS Loan
- Mail or fax forms to:
Financial Aid Office
Mitchell College
437 Pequot Avenue
New London, CT 06320
Fax: 860-701-5090
Financial Aid Glossary of Terms
Academic Year
Annual Loan Acknowledgment
The goal is to help you understand your loans an how they affect your financial future.
If this is your first time accepting a federal student loan, you are acknowledging that you understand your responsibility to repay your loan.
If you have existing federal student loans, you are acknowledging that you understand how much you owe and how much more you are eligible to borrow.
Attempted Credits
Attempted Credits are those credits for which the student was still enrolled at the end of add/drop period. It also includes transfer credits, and any courses that a student has started and completed for a grade, including a grade of “W”, “I”, or “F”.
Citizen/Eligible Non-Citizen
• U.S. Citizen
• U.S. National (includes natives of American Samoa or Swain’s Island)
• U.S. Permanent Resident with an I-151, I-551, or I-551C (Alien Registration Receipt Card)
• Freely Associated States citizen
If you’re not in one of these categories, you must have an Arrival-Departure Record (I-94) from the U.S. Immigration and Naturalization Service (INS) showing one of the following designations:
• Refugee
• Asylum Granted
• Indefinite Parole and/or Humanitarian Parole
• Cuban-Haitian Entrant, Status Pending
• Conditional Entrant (valid only if issued before April 1, 1980)
Cost of Attendance (COA)
Consolidation Loan
Default
Deferment
Dependency Status
Disbursement
Expected Family Contribution (EFC)
Electronic Funds Transfer (EFT)
Entrance Counseling
A required online session for first time student borrowers during which the terms and conditions of the loan are explained. Student borrowers must complete before their loan checks can be disbursed.
Exit Counseling
Federal Direct Loans
FSA ID
Federal Work Study (FWS)
Grace Period
Grant
Interest
Lender
Origination Fee
Pell Grant
The Pell Grant is a federal grant that provides funds based on the student’s financial need.
Principal
Professional Judgment
Promissory Note
PLUS Loans
Parent Loans for Undergraduate Dependent Students (PLUS) are federal loans available to parents of undergraduate students to help finance the student’s education. Parents may borrow up to the full cost of their children’s education, less the amount of any other financial aid received.
SAR (Student Aid Report)
Satisfactory Academic Progress (SAP)
A student must be making Satisfactory Academic Progress (SAP) in order to continue receiving federal aid. Please refer to the Course Catalog for information on the Satisfactory Academic Progress Policy.
Scholarship
SEOG
Subsidized Loan
Unmet Need
Unsubsidized Loan
Verification
Financial Aid FAQs
If I receive a scholarship from Mitchell College may I also receive need-based financial aid?
I originally reported $2,000 in savings on my FAFSA. I have since purchased a car with the savings. Can I correct this?
If I am not eligible for a Pell Grant, does that mean I am not eligible for any need-based financial aid?
I do not live with my parents and they do not claim me as a tax exemption. Do I have to provide their income and asset information on the FAFSA?
Will my financial aid be adjusted downward if I drop a class during the first week of each semester?
What is verification?
Verification is a process initiated by the school or the U.S. Department of Education requiring you to submit copies of Tax Return Transcripts (It can be requested from the IRS at www.irs.gov or by using the Data Retrieval Tool on the FAFSA form) and a verification worksheet provided by the Financial Aid Office. If chosen for verification, you will not be eligible to receive any financial assistance until the process is completed.
Do I have to reapply for financial aid every year?
Yes. It is best to start the process as early as October 1 for the upcoming school year.
Why does my financial aid award seem to vary from year to year?
• The cost of education may increase.
• Your income or your family’s income may change.
• Your student loan eligibility increases as you progress through college.
• The number of children in college may change.
• You do not apply for financial aid in a timely manner.
• The amount of available funding changes.
Financial Aid — Helpful Links
Financial Aid Contacts
Mitchell College
437 Pequot Avenue
New London, CT 06320
Fax: 860-701-5090
Michele Sinusas
Director of Financial Aid
860- 701-5011
sinusas_m@mitchell.edu
Kristen Mercado
Financial Aid Advisor
860-701-5057
mercado_k@mitchell.edu
